Your next move starts with a clear first step.

A funding inquiry should make the process easier to understand. Here's what happens between sharing your business details and deciding whether to accept an offer.

Four steps. One clear process.

01

Tell us what you're moving toward.

Share your business name, contact details, revenue range, and the amount you're considering. Start with what you know. You can discuss the details during review.

02

Put your business in focus.

A specialist reviews your inquiry and explains any additional information needed. Recent bank statements, operating history, and existing obligations may be part of the review. Requirements vary by product and provider.

03

Look at the whole offer.

If funding is available, review the amount you'll receive, total repayment, fees, collection schedule, and conditions. Ask questions before signing. An amount that looks attractive still needs to work for your cash flow.

04

Take the next step with the details settled.

If you choose to proceed, complete the agreement and any outstanding checks. The provider can then confirm disbursement timing. Approval and receipt of funds are separate steps.

A little preparation keeps things moving

Having accurate information ready can reduce follow-up and help the review progress.

Your business basics

Legal business name, industry, location, ownership details, and time in operation.

Your recent numbers

Business bank statements and a clear picture of revenue, expenses, and current financing. Your specialist can confirm the required period.

Your reason for funding

An estimated amount, intended use, and the date you would ideally need the money.

Know the next step before you take it

How quickly could funding be available?+
Timing depends on the product, provider, completeness of your information, and any remaining checks. A decision and a deposit are separate steps. Ask for a realistic timeline for your specific application rather than relying on a general speed claim.
Will a funding inquiry affect my credit?+
Credit checks vary by stage, product, and provider. Before authorizing a credit review, ask whether it is a soft or hard inquiry and whether personal or business credit will be checked. Confirm the process before assuming there will be no effect on your score.
Will I need collateral or a personal guarantee?+
Requirements vary. Some products may involve business collateral, a lien, or a personal guarantee, even when the marketing uses the word "unsecured." Read the agreement and ask which obligations apply before you sign.

You don't need all the answers to get started.

Bring the business basics and the next move you have in mind. We'll start the conversation from there.

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